On the next morning, Brainard found it impossible to conceal from his wife the great anxiety he felt. She said very little to him, for his trouble was of a kind for which she could suggest no remedy. After he parted with her at the door, she returned and sat down in one of the parlours to think. The piano was before her, and back to that her thoughts at length came. It was not only a beautiful instrument, but one of great excellence. Often had it been admired by her friends, and particularly by a lady who had several times expressed a wish to own one exactly like it in every respect.

"I wish you would let me have that piano," the lady had said to her not a week before; and said it as much in earnest as in jest.

"I wonder if she really would buy it?" mused Mrs. Brainard. "I don't want so fine an instrument. My old piano is a very good one, and is useless at father's. Oh! if I could only get George the four hundred dollars he wants so badly!"

And she struck her hands together as her thoughts grew earnest on the subject. For more than an hour the mind of Mrs. Brainard gave itself up to this one idea. Then she dressed herself and went out. Without consulting any one, she called upon the lady to whom reference has been made.

"Mrs. Aiken," said she, coming at once to the point, "you have often remarked that you would like to own that piano of mine. Were you really in earnest?"

"In earnest? Certainly I was." Mrs. Aiken smiled, at the same time that a slight expression of surprise came into her face. "It's one of the finest instruments I ever touched."

"It's for sale," said Mrs. Brainard, in a firm, business-like way. "So there is a chance for you to call it your own."

"For sale! Why do you say that, Anna?"

"It's too costly an instrument for me to own. My old piano is a very good one—quite good enough for all my purposes."

"But this is your husband's wedding-gift, if I remember rightly?"

"I know it is; but the gift was too costly a one for a young man whose salary is only a thousand dollars a year."

"Then he wishes to sell it."

"No, indeed, not he!"

"And would you sell it without consulting him?" said Mrs. Aiken.

"Such is my intention."

"He might be very much displeased."

"No matter; I would soon smooth his frowning brow. But, Mrs. Aiken, we won't discuss that matter. The instrument is to be sold. Do you want it?"

"I do."

"Very well. Are you prepared to buy it?"

"Perhaps so. It cost four hundred dollars?"

"Yes."

"What is your price?"

"The same."

"Then you make no deduction?" said Mrs. Aiken, smiling.

"I wouldn't like to do that. It's as good as new. If I can sell it, I want to be able to put in my husband's hands just what he paid for it."

"Oh, then you want the money for your husband?"

"Certainly, I do. What use have I for four hundred dollars?"

"You've come just in time, Anna," said Mrs. Aiken. "I arranged with my husband to meet him this morning, at his store, to go and look at some pianos. But if yours is really for sale, we have no occasion to take any further trouble."

"It is for sale, Mrs. Aiken. Understand this."

"Very well. When do you want the money?"

"This morning."

"I don't know about that. However, I will see Mr. Aiken immediately."

"Shall I wait here for you?"

"You may do so, or I will call at your house."

"Do that, if you please."

"Very well. In an hour, at most, I will see you."

The two ladies then parted.

When Mr. Brainard left his house that morning, he felt wretched. Where—how was he to get four hundred dollars? To go to the party from whom he had bought the piano, and confess that he was not able to pay for it, had in it something so humiliating, that he could not bear the thought for a moment. But if the note was not paid,—what then? Might not the instrument be demanded? And how could he give it up now? Or, worse, might it not be seized under execution?

"Oh, that I had never bought it!" he at length exclaimed, mentally, in the bitterness of his feelings. And then he half chid himself for the extorted declaration.

Nearly the whole of the morning was spent in the vain attempt to borrow the needed sum. But there was no one to lend him four hundred dollars. At length, in his desperation, he forced himself to apply for a quarter's advance of salary.

"No doubt," said he, within himself, "that the holder of the note will take two hundred and fifty dollars on account, and give me time on the balance."

About the ways and means of living for the next three months, after absorbing his salary in advance, he did not pause to think. He was just in that state of mind in which he could say, with feeling, "Sufficient unto the day is the evil thereof." Unhappily, his effort to raise money by this expedient failed. His application was received coldly, and in a way to mortify him exceedingly.

Half desperate, and half despairing, Brainard started for his home about one o'clock, his usual hour for dining. What was he to do? He turned his thoughts to the right and to the left, groping about like a man in the dark. But no light broke in upon his mental vision.

"It will not do to meet Anna in this way," said he, as he approached his own door. "I left her with a troubled countenance in the morning. Now I must force an assumed cheerfulness."

He entered, and was moving along the passage, when Anna came out through one of the parlour doors to meet him, and drawing her arm through his, said, in a lively tone,—

"Come, George, I want to play for you a favourite piece. I've been practising it for the last hour."

And she drew him into the parlour, and, taking her seat at the piano, commenced running her fingers over the keys. Brainard stood and listened to the music until the piece was finished, trying, but in vain, to feel an interest in the performance.

"How do you like that?" said the wife, with animation, lifting her sparkling eyes to the face of her husband, which was serious, in spite of all he could do to give it a better expression.

"Beautifully performed," replied Brainard.

"And do you really think so?" said Anna, as she arose and leaning on his arm again, drew him into the next room.

"Certainly, I do."

"Didn't you think the instrument a little out of tune?" asked Anna.

"No; it struck me as being in better tune than when you played last evening."

"It's a fine instrument, certainly. I prize it very much."

Brainard sighed faintly.

"Oh! How about your four hundred dollars?" said Anna, as if the thought had just occurred to her. "Did you get the money?"

A change was apparent in the manner of Brainard.

"No, Anna," he replied, with assumed calmness.

"Do you want it badly?"

"Yes, dear. I have four hundred dollars due in the bank to-day, and every effort to obtain the sum has failed."

"What if I lend it to you?" said the young wife, looking archly into his troubled face.

"You!" he exclaimed, quickly.

"Yes, me. Would you take it as a very great favour?"

"The greatest you could do me just at this time!"

"Very well; here is the money."

And Anna drew a purse of gold from her pocket, and held it before his eyes.

"Anna! What does this mean?"

And Brainard reached his hand to grasp the welcome treasure. But she drew it away quickly, saying, as she did so,—

"Certain conditions must go with the loan."

"Name them," was promptly answered by the husband, into whose face the sunshine had already come back.

"One is, that you are not to be angry with me for any thing that I have done to-day."

"What have you done?"

And Brainard glanced around the room with an awakened suspicion.

"I want your promise first."

"You have it."

"But mind you, I am in earnest," said Anna.

"So am I. Now make your confession."

"I sold the piano."

"What?"

There was an instant change in the expression of Brainard's face.

"Your promise. Remember," said Anna, in a warning voice.

"Sold the piano!"

And he walked into the next room, Anna moving by his side.

"Yes, I sold it to Mrs. Aiken for four hundred dollars. I had my old instrument brought over from father's. This is as good a piano as I want, or you either, I should think, seeing that you perceived no difference in its tones from the one I parted with. Now, take this purse, and if you don't call me the right sort of a wife you are a very strange man—that is all I have to say."

Surprise kept Brainard silent for some moments. He looked at the piano, then at his wife, and then at the purse of gold, half doubting whether all were real, or only a pleasant dream.

"You are the right sort of a wife, Anna, and no mistake," said he, at length, drawing his arm around her neck and kissing her. "You have done what I had not the courage to do, and, in the act, saved me from a world of trouble. The truth is, I never should have bought that piano. A clerk, with a salary of only a thousand dollars, is not justified in expending four hundred dollars for a piano."

"Nor in having so much costly furniture," said Anna, glancing round the room.

Brainard sighed, for the thought of two hundred dollars yet to pay flitted through his mind.

"Nor in paying three hundred dollars for rent," added Anna.

"Why do you say that?" asked Brainard.

"Because it's the truth. The fact is, George, I'm afraid we're in the wrong road for comfort."

"Perhaps we are," was the young man's constrained admission.

"Then the quicker we get into the right way the better. Don't you think so?"

"If we, are wrong, we should try to get right," said Brainard.

"It was wrong to buy that piano. This is your own admission."

"Well?"

"We are right again in that respect."

"Yes, thanks to my dear wife's good resolution and prompt action."

"It was wrong to take so costly a house," said Anna.

"I couldn't find a cheaper one that was genteel and comfortable."

"I'm sure I wouldn't ask any thing more genteel and comfortable than Mrs. Tyler's house."

"That pigeon-box!"

Brainard spoke in, a tone of contempt.

"Why, George, how you talk! It's a perfect gem of a house, well built and well finished in every part, and big enough for a family twice as large as ours. I think it far more comfortable than this great barn of a place, and would a thousand times rather live in it. And then it is cheaper by a hundred and twenty dollars a year."

A hundred and twenty dollars! What a large sum of money. Ah, if he had a hundred and twenty dollars in addition to the four hundred received from Anna, how happy he would be! These were the thoughts that were flitting through the mind of Brainard at the mention of the amount that could be saved by taking a smaller house.

"Well, Anna, perhaps you are right. Oh, dear!"

"Why do you sigh so heavily, George?" asked Mrs. Brainard, looking at her husband with some surprise.

"Because I can't help it," was frankly answered.

"You've got the money you needed?"

"Not all."

"Why, George! Didn't you say that you had only four hundred dollars to pay?"

"I didn't say only."

"How much more?"

"The fact is, Anna, I have two hundred dollars yet to meet."

"To-day?"

Anna's face became troubled.

"No, not until the day after to-morrow."

The young wife's countenance lighted up again.

"Is that all?"

"Yes, thank Heaven, that is all. But how the payment is to be made, is more than I can tell."

Dinner was now announced.

"I shall have to turn financier again," said Anna, smiling, as she drew her arm within that of her husband, and led him away to the dining-room.

"I'm a little afraid of your financiering," returned her husband, shaking his head. "You might sell me next as a useless piece of furniture."

"Now, George, that is too bad," replied Anna, looking hurt.

"I only jested, dear," said Brainard, repairing the little wrong done to her feelings with a kiss. "Your past efforts at financiering were admirable, and I only hope your next attempt may be as successful."

Two days more passed, during which time neither Brainard nor his wife said any thing to each other about money, although the thoughts of both were busy for most of the time on that interesting subject. Silently sat Brainard at the breakfast-table on the morning of the day when his last note fell due. How was he to meet the payment? Two hundred dollars! He had not so much as fifty dollars in his possession, and as to borrowing, that was a vain hope. Must he go to the holder of the note, and ask a renewal? He shrunk from the thought, murmuring to himself—"Any thing but that."

As for getting the required sum through Anna, he did not permit himself to hope very strongly. She had looked thoughtful since their last interview on the subject, and at times, it seemed to him, troubled. It was plain that she had been disappointed in any efforts to get money that she might have made.

"That she, too, should be subject to mortification and painful humiliation!" said he, as his mind dwelt on the subject. "It is too bad—too bad!—Oh, to think that my folly should have had this reaction!"

Anna looked sober as Brainard parted with her after breakfast, and he thought he saw tears in her eyes. As soon as he was gone she dressed herself, and taking from a handsome jewel-box the present of her husband, a gold watch and chain, a bracelet, diamond pin, and some other articles of the same kind, left the house.

Two hours afterward, as Brainard sat at his desk trying to fix his mind upon the accounts before him, a note was handed in bearing his address. He broke the seal, and found that it enclosed one hundred and seventy dollars, with these few words from Anna:

"This is the best I can do for you, dear husband. Will it be enough?"

"God bless her!" came half audibly from the lips of Brainard, as he drew forth his pocket-book, in which were thirty dollars. "Yes, it will be enough."

"There is no comfort in owing, or in paying after this fashion," said the young man to himself, as he walked homeward at dinner-time, with his last note in his pocket. "There will have to be a change."

And there was a change. When next I visited my young friend, I found him in a smaller house, looking as comfortable and happy as I could have wished to see him. We talked pleasantly about the errors of the past, and the trouble which had followed as a natural result.

"There is one thing," said Brainard, during the conversation, glancing at his wife as he spoke, "that I have not been able to make out."

"What is that?" asked Mrs. Brainard, smiling.

"Where the last one hundred and seventy dollars you gave me came from."

"Have you missed nothing?" said she, archly.

"Nothing," was his reply.

"Been deprived of no comfort?"

"So far from it, I have found a great many new ones."

"And been saved the trouble of winding up and regulating that pretty eight-day clock for which you gave forty dollars."

Brainard fairly started to his feet as he turned to the mantel, and, strange to say, missed, for the first time, the handsome timepiece referred to by his wife.

"Why, Anna, is it possible? Surely that hasn't been gone for two months!"

"Oh, yes, it has."

"Well, that beats all."

And Brainard resumed his chair.

"You've been just as comfortable," said the excellent young woman.

"But you didn't get a hundred and seventy dollars for the timepiece?"

"No. Have you lost no other comfort? Think."

Brainard thought, but in vain. Anna glided from the room, and returned in a few moments with her jewel-box.

"Do you miss any thing?" said she, as she raised the lid and placed the box in his hands.

"Your watch and chain!"

Anna smiled.

"You did not sell them?"

"Yes."

"Why, Anna! Did you set no value on your husband's gifts?"

There was a slight rebuke in the tone of Brainard. Tears sprang to Anna's eyes, as she answered—"I valued them less than his happiness."

Brainard looked at her for a few moments with an expression of deep tenderness. Then turning to me, he said, in a voice that was unsteady from emotion—"You shall be my judge. Has she done wrong or right?"

"Right!" I responded, warmly. "Right! thank Heaven, my friend, for giving you a true woman for a wife. There is some hope now of your finding the comfort you sought so vainly in the beginning."

And he has found it—found it in a wise appropriation, of the good gifts of Providence according to his means.