The more difficulties came in my way, however, the more determined was I to overcome them. Presently I took a sheet of paper and wrote a few lines to Mr. Hardcastle. I knew his address, and wrote to him direct.

"Dear sir," I said, "will you oblige me by letting me know what capital my mother will require in order to become your tenant for 17 Graham Square."

I signed this letter, adding a postscript, "An early answer will oblige."

I received the answer about noon the following day.

"DEAR MISS WICKHAM, – Your letter puzzles me. I see you have a great deal of pluck and endeavour, and I should certainly do my utmost to please you, but I cannot let you have the house under a capital of five thousand pounds."

The letter fell from my hands, and I sat in blank despair. Five thousand pounds is a small sum to many people, to others it is as impossible and as unget-at-able as the moon. We, when our debts were paid, would have nothing at all to live on except the annuity which my mother received from the Government, and a small sum of fifty pounds a year.

I began dismally to consider what rent we must pay for the awful cottage in the country, and to what part of the country it would be best to retire, when Paul came into the room and presented me with a card.

"There's a lady – a person, I mean – downstairs, and she wants to see you, Miss."

I took the card and read the name – Miss Jane Mullins.

"Who is she?" I asked; "I don't know her."

"She's a sort of betwixt and between, Miss. I showed her into the li'bry. I said you was most likely engaged, but that I would inquire."

"Miss Jane Mullins." I read the name aloud. "Show her up, Paul," I said then.

"Oh, my dear West, what do you mean?" said mother; "that sort of person has probably called to beg."

"She may as well beg in the drawing-room as anywhere else," I said. "I have rather taken a fancy to her name – Jane Mullins."

"A hideous name," said mother; but she did not add any more, for the next moment there came a rustle of harsh silk on the landing, the drawing-room door was flung open by Paul in his grandest style, and Miss Jane Mullins walked in. She entered quickly, with a determined step. She was a little woman, stoutly built, and very neatly and at the same time quietly dressed. Her dress was black silk, and I saw at a glance that the quality of the silk was poor. It gave her a harsh appearance, which was further intensified by a kind of fixed colour in her cheeks. Her face was all over a sort of chocolate red. She had scanty eyebrows and scanty hair, her eyes were small and twinkling, she had a snub nose and a wide mouth. Her age might have been from thirty-five to forty. She had, however, a great deal of self-possession, and did not seem at all impressed by my stately-looking mother and by my tall, slender self.

As she had asked particularly to see me, mother now retired to the other end of the long drawing-room and took up a book. I invited Miss Mullins to a chair.

"I would a great deal rather you called me Jane at once and have done with it," was her remarkable response to this; "but I suppose Jane will come in time." Here she heaved a very deep sigh, raised her veil of spotted net, and taking out her handkerchief, mopped her red face.

"It's a warm day," she said, "and I walked most of the way. I suppose you would like me to proceed to business. I have come, Miss Wickham – Miss Westenra Wickham – to speak on the subject of 17 Graham Square."

"Have you?" I cried. Had the ground opened I could not have been more amazed. What had this little, rather ugly woman, to do with my dream-house, 17 Graham Square?

"It is a very beautiful, fine house," said the little woman. "I went all over it this morning. I heard from your agents, Messrs. Macalister & Co., that you are anxious to take it."

I felt that my agents were very rude in thus giving me away, and made no response beyond a stately bend of my head. I was glad that mother was occupying herself with some delicate embroidery in the distant window. She certainly could not hear our conversation.

Miss Mullins now pulled her chair forward and sat in such a position that her knees nearly touched mine.

"You'll forgive a plain question," she said; "I am here on business. Are you prepared to take the house?"

"We certainly wish to take it," I said.

"But are you going to take it, Miss Wickham?"

I rather resented this speech, and was silent.

"Now I'll be plain. My name is blunt, and so is my nature. I want the house."

I half rose.

"Sit down, Miss Wickham, and don't be silly."

This speech was almost intolerable, and I thought the time had come when I should call to mother to protect me, but Jane Mullins had such twinkling, good-humoured eyes, that presently my anger dissolved into a curious desire to laugh.

"I know, Miss Wickham, you think me mad, and I was always accounted a little queer, but I'll beat about the bush no longer. You want 17 Graham Square, and so do I. You have got beauty and good birth and taste and style, and your name and your appearance will draw customers; and I have got experience and" – here she made a long, emphatic pause – "money. Now my question is this: Shall we club together?"

I never in all my life felt more astonished, I was nearly stunned.

"Club together?" I said.

"Yes, shall we? Seven thousand pounds capital has been placed at my disposal. You, I understand, have got furniture, at least some furniture" – here she glanced in a rather contemptuous way round our lovely drawing-room. "You also, of course, have a certain amount of connection, and I have got a large and valuable connection. Shall we club together?"

"I do not think we have any connection at all," I said bluntly; "not one of our friends will notice us when we go to – to Bloomsbury, and we have not half enough furniture for a house like 17 Graham Square. But what do you mean by our clubbing together?"

"Let me speak, my dear. What I want is this. I want you to put your furniture, what there is of it, and your connection, what there is of it, and your good birth and your style, and your charming mother into the same bag with my experience and my capital – or rather, the capital that is to be given to me. Will you do it? There's a plain question. Is it to be yes, or is it to be no? I want 17 Graham Square, and so do you. Shall we take it together and make a success of it? I like you, you are honest, and you're nice to look at, and I don't mind at all your being stiff to me and thinking me queer, for by-and-by we'll be friends. Is it to be a bargain?"

Just then mother rose from her seat and came with slow and stately steps across the room.

"What is it, Westenra?" she said; "what does this – this lady want?"

"Oh, I'm not a lady, ma'am," said Jane Mullins, rising and dropping a sort of involuntary curtsey. "I'm just a plain body, but I know all about cooking, and all about servants, and all about house linen, and all about dusting, going right into corners and never slurring them, and all the rest, and I know what you ought to give a pound for beef and for mutton, and what you ought to give a dozen for eggs, and for butter, and how to get the best and freshest provisions at the lowest possible price. I know a thousand things, my dear madam, that you do not know, and that your pretty daughter doesn't know, and what I say is; as we both want 17 Graham Square, shall we put our pride in our pockets and our finances into one bag, and do the job. My name is Jane Mullins. I never was a grand body. I'm plain, but I'm determined, and I am good-humoured, and I am true as steel. I can give you fifty-four references if you want them, from a number of very good honest tradesmen who know me, and know that I pay my debts to the uttermost farthing. Will you join me, or will you not?"

"Well," said mother, when this curious little person had finished speaking, "this is quite the most astounding thing I ever heard of in my life. Westenra dear, thank this person very kindly, tell her that you know she means well, but that of course we could not think of her scheme for a single moment."

Mother turned as she spoke, and walked up the drawing-room again, and I looked at Jane Mullins, and Jane Mullins looked at me, and her blue eyes twinkled. She got up at once and held out her hand.

"Then that's flat," she said; "you'll be sorry you have said it, for Jane Mullins could have done well by you. Good-bye, miss; good-bye, ma'am."

She gave a little nod in the direction of my stately mother, and tripped out of the room. I was too stunned even to ring the bell for Paul, and I think Jane Mullins let herself out.

Well, as soon as she was gone, mother turned on me and gave me the first downright absolute scolding I had received since I was a tiny child. She said she had been willing, quite willing, to please me in every possible way, but when I descended to talk to people like Jane Mullins, and to consider their proposals, there was an end of everything, and she could not, for my father's sake, hear of such an outrageous proposal for a moment. This she said with tears in her eyes, and I listened quite submissively until at last the precious darling had worn her anger out, and sat subdued and inclined to cry by the open window. I took her hand then and petted her. I told her that really my scolding was quite unmerited, as I had never heard of Jane Mullins before, and was as much amazed as she was at her visit.

"All the same," I added, "I have not the slightest doubt that, with Jane Mullins at the helm, we should do splendidly."

"My darling, darling West, this is just the straw too much," said mother, and then I saw that it was the straw too much, and at that moment who should come to visit us but pretty little Lady Thesiger. We turned the conversation instinctively. Lady Thesiger said —

"You have not yet gone under, either of you, you are only talking about it. You are quite fit to associate with me for the rest of the day. I want you to come for a long drive in my carriage, and afterwards we will go to the theatre together; there is a very good piece on at the Lyceum. Now, then, be quick, Westenra, get into your very smartest clothes, and Mrs. Wickham, will you also put on your bonnet and mantle?"

There was never any resisting Jasmine, and we spent the rest of the day with her, and she was absolutely winning, and so pleasant that she made mother forget Jane Mullins; but then during dinner, in the queerest, most marvellous way, she drew the whole story of Jane Mullins from us both, and mother described with great pride her action in the matter.

"Yes, that is all very fine," replied Jasmine; "but now I am going to say a plain truth. I am going to imitate that wonderful little Jane. My truth is this – I would fifty thousand times rather introduce my nice American friends to Jane Mullins's boarding-house than I would to yours, Westenra, for in Jane's they would have their wants attended to, and be thoroughly comfortable, whereas in yours goodness only knows if the poor darlings would get a meal fit to eat."

This was being snubbed with a vengeance, and even mother looked angry, and I think she thought that Lady Thesiger had gone too far.

During the play that followed, and the drive home and the subsequent night, I thought of nothing but Jane Mullins, and began more and more to repent of my rash refusal of her aid. Surely, if Providence had meant us to carry out our scheme, Providence had also supplied Jane Mullins to help us to do it, and if ever woman looked true she did, and if her references turned out satisfactory why should she not be a sort of partner-housekeeper in the concern?

So the next morning early I crept into mother's room, and whispered to her all about Jane and my thoughts during the night, and begged of her to reconsider the matter.

"It is very odd, West," said mother, "but what your friend Jasmine said has been coming to me in my dreams; and you know, darling, you know nothing about cooking, and I know still less, and I suppose this Miss Mullins would understand this sort of thing, so, Westenra, if your heart is quite, quite set on it, we may as well see her again."

"She left her address on her visiting-card. I will go to her the moment I have finished breakfast," was my joyful response.