Mother, exquisitely dressed in dove-coloured satin, waited for her guests in the drawing-room. I was in white. I had given up wearing white when I was going about in omnibuses, but I had several charming costumes for afternoon and evening wear still quite fresh, and I donned my prettiest dress now, and looked at my face in the glass with a certain amount of solicitude. I saw before me a very tall, slender girl; my eyes were grey. I had a creamy, pale complexion, and indifferently good features. There were some people who thought me pretty, but I never did think anything of my looks myself. I gave my own image a careless nod now, and ran briskly downstairs.

"You'll be very careful what you say to our guests, Westenra?" queried mother. "This whole scheme of yours is by no means to my liking. I feel certain that the dear Duchess and Lady Thesiger will feel that they have been brought here unfairly. It would have been far franker and better to tell them that something singularly unpleasant was about to occur."

"But, dearest mother, why should it be unpleasant? and it is the fashion of the day to have sensation at any cost. Our guests will always look back on this afternoon as a sort of red letter day. Just think for yourself how startled and how interested they will be. Whether they approve, or whether they disapprove, it will be immensely interesting and out of the common, mother. O mother! think of it!" I gripped her hand tightly, and she said —

"Don't squeeze me so hard, Westenra, I shall need all my pluck."

Well, the hour came and also the guests. They arrived in goodly numbers. There was the usual fashionable array of carriages outside our door. There were footmen in livery and coachmen, and stately and magnificently groomed horses, and the guests poured up the stairs and entered our drawing rooms, and the chatter-chatter and hum-hum of ordinary society conversation began. Everything went as smoothly as it always did, and all the time my mother chatted with that courtly grace which made her look quite in the same state of life as the Duchess of Wilmot. In fact the only person in the room who looked at all nervous was the said Duchess. She had a way of glancing from me to mother, as if she was not quite sure of either of us, and once as I passed her, she stretched out her hand and touched me on my sleeve.

"Eh, Westenra?" she said.

"Yes, your Grace," I replied.

"All that silliness, darling, that you talked to me the other day, is quite knocked on the head, is it not? Oh, I am so relieved."

"You must wait and find out," was my reply. "I have something to say to every one soon, and oh please, try not to be too shocked with me."

"You are an incorrigible girl," she replied, but she shook her head quite gaily at me. She evidently had not the slightest idea of what I was going to do.

As to my special friend Jasmine Thesiger, she was as usual surrounded by an admiring group of men and women, and gave me no particular thought. I looked from one to the other of all our guests: I did not think any more were likely to come. All those who had been specially invited had arrived. My moment had come. Just then, however, just before I rose from my seat to advance into the middle of the room, I noticed coming up the stairs a tall, broad-shouldered man. He was accompanied by a friend of ours, a Mr. Walters, a well-known artist. I had never seen this man before, and yet I fancied, in a sort of intangible way, that his figure was familiar. I just glanced at him for a moment, and I do not believe he came into the room. He stood a little behind Mr. Walters, who remained in the doorway. My hour had come. I glanced at mother. Poor darling, she turned very white. I think she was almost terrified, but as to myself I felt quite cheerful, and not in the least alarmed.

"I want to say something to all my dear friends," I began. I had a clear voice, and it rose above the babel. There came sudden and profound silence.

I saw a lady nudge her neighbour.

"I did not know," I heard her say, "that Westenra recited," and then she settled herself in a comfortable attitude to listen.

I stood in the middle of the floor, and faced everybody.

"I have something to say," I began, "and it is not a recitation. I have asked you all to come here to-day to listen to me." I paused and looked round. How nice our guests looked, how kind, how beautifully dressed! What good form the men were in, and how aristocratic were the women. How different these men and women were from the people I had associated with during the week – the people who took care of the houses in Bloomsbury, the agents who let the houses, the people whom I had met in the busses going to and from the houses. These nice, pleasant, well-bred people belonged to me, they were part and parcel of my own set; I was at home with them.

I just caught the Duchess's eye for a moment, and I think there was alarm in those brown depths, but she was too essentially a woman of the world to show anything. She just folded her jewelled hands in her lap, leant back in her chair, and prepared to listen. One or two of the men, I think, raised their eye-glasses to give me a more critical glance, but soon even that mark of special attention subsided. Of course it was a recitation. People were beginning to be tired of recitations.

"I want to say something, and I will say it as briefly as possible," I commenced. "Mother does not approve of it, but she will do it, because she has yielded to me as a dear, good, modern mother ought."

Here there was a little laugh, and some of the tension was lessened.

"I want to tell you all," I continued, "for most of you have been our friends since I was a child, that mother and I are – poor. There is nothing disgraceful in being poor, is there? but at the same time it is unpleasant, unfortunate. We were fairly well off. Now, through no fault of our own, we have lost our money."

The visitors looked intensely puzzled, and also uncomfortable, but now I raised my eyes a little above them. It was necessary that if I went on putting them to the test, I should not look them full in the face.

"We are poor," I continued, "therefore we cannot live any longer in this house. From having a fair competence, not what many of you would consider riches, but from having a fair competence, we have come down to practically nothing. We could live, it is true, in the depths of the country, on the very little which has been saved out of the wreck, but I for one do not wish to do that. I dislike what is called decent poverty, I dislike the narrow life, the stultifying life, the mean life. I am my father's daughter. You have heard of my father, that is his picture" – I pointed as I spoke to an oil painting on the wall. "You know that he was a man of action, I also will act." I hurried my voice a trifle here – "So mother and I mean not to accept what many people would consider the inevitable; but we mean, to use a vulgar phrase, to better ourselves."

Now it is certain, our guests were a little surprised. They began to fidget, and one or two men came nearer, and I thought, though I am not sure, that I saw the tall man, with the head of closely cropped hair, push forward to look at me. But I never looked any one full in the eyes; I fixed mine on father's picture. I seemed to hear father's voice saying to me —

"Go on, Westenra, that was very good, you and I are people of action, remember."

So I went on and I explained my scheme. I told it very briefly. Mother and I would in future earn our own living.

I was educated fairly well, but I had no special gifts, so I would not enter the Arena where teachers struggled and fought and bled, and many of them fell by the wayside. Nor would I enter the Arena of Art, because in no sense of the word was I an artist, nor would I go on the Stage, for my talent did not lie in that direction, but I had certain talents, and they were of a practical sort. I could keep accounts admirably; I could, I believed, manage a house. Then I skilfully sketched in that wonderful boarding-house of my dreams, that house in dull Bloomsbury, which by my skill and endeavour would be bright and render an acceptable home for many. Finally, I said that my mother and I had made up our minds to leave the fashionable part of London and to retire to Bloomsbury.

"We will take our house from September," I said, "and advertise very soon for paying guests, and we hope the thing will do well, and that in ten or twelve years we shall have made enough money to keep ourselves for the future in comfort. Now," I continued, "I appeal to no one to help us. We do not intend to borrow money from anybody, and the only reason I am speaking to you to-day is because I wish, and I am sure mother agrees with me, to be quite frank with you. Mother and I know quite well that we are doing an absolutely unconventional thing, and that very likely you, as our friends of the past, will resent it. Those of you who do not feel that you can associate with two ladies who keep a boarding-house, need not say so in so many words, but you can give us to understand, by means known best to yourselves, whether you will know us in the future. If you want to cut us we shall consider it quite right, quite reasonable, quite fair. Then those who do intend to stick to us, even through this great change in our lives, may be the greatest possible help by recommending us and our boarding-house to their friends, that is, if any of you present have friends who would live in Bloomsbury.

"Mother and I thought it quite fair that you should know, and we thought it best that I should tell you quite simply. We are neither of us ashamed, and mother approves, or at least she will approve presently, of what I have done."

There was a dead silence when I ceased speaking, followed by a slight rustling amongst the ladies. The men looked one and all intensely uncomfortable, and the tall man who had come in with Mr Walters, the artist, disappeared altogether.

I had not been nervous while I was speaking, but I felt nervous now. I knew that I was being weighed in the balance, that I and my scheme were being held up before the mental eyes of these people with the keenest, most scathing criticism. Would one in all that crowd understand me? I doubted it. Perhaps in my first sensation of sinking and almost despair something of my feeling stole into my face, for suddenly Jasmine sprang to her feet and said in an excited, tremulous voice —

"I for one say that Westenra is a very plucky girl. I wish her God speed, and I hope her scheme will succeed."

This was very nice indeed of Jasmine, but I do not know that it relieved the situation much, for still the others were silent, and then one lady got up and went over to mother and took her hand and said —

"I am very sorry for you, dear Mrs. Wickham, very sorry indeed. I fear I must say good-bye now; I am very sorry. Good-bye, dear Mrs. Wickham."

And this lady's example was followed by most of the other ladies, until at last there was no one left in the room but the Duchess of Wilmot and Lady Thesiger and ourselves. Lady Thesiger's cheeks were brightly flushed.

"My dear Westenra," she said, "you are one of the most eccentric creatures in creation. Of course from first to last you are as wrong as you can be. You know nothing about keeping a boarding-house, and you are bound to fail. I could not say so before all those ridiculous people, who would not have understood, but I say so now to you. My dear girl, your speech was so much Greek to them. You spoke over their heads or under their feet, just as you please to put it, but comprehend you they did not. You will be the talk of the hour, and they will mention you as a girl whom they used to know, but who has gone a little mad, and then you will be forgotten. You would have done fifty times better by keeping this thing to yourself."

"That is precisely what I think," said the Duchess. "My dear Mary," she added, turning to my mother, "what is the matter with your child? Is she quite right?" The Duchess gave an expressive nod, and I saw mother's face turn pale.

"Oh, do listen to me for a moment," interrupted pretty Lady Thesiger, "what I say is this. Westenra is on the wrong tack. If she wishes to earn money, why must she earn it in this preposterous, impossible manner? It would be fifty times better for her to go as a teacher or a secretary, but to keep a boarding-house! You see for yourself, dear Mrs. Wickham, that it is impossible. As long as we live in society we must adhere to its rules, and for West calmly to believe that people of position in London will know her and respect her when she is a boarding-house keeper, is to expect a miracle. Now, I for one will not cut you, Westenra."

"Nor will I cut you, Westenra," said the Duchess, and she gave a profound sigh and folded her hands in her lap.

"Two of your friends will not cut you, but I really think all the others will," said Lady Thesiger. "Then I suppose you expect me to recommend nice Americans to come and stay with you, but it is my opinion that, with your no knowledge at all of this sort of thing, you will keep a very so-so, harum-scarum sort of house. How can I recommend my nice American friends to be made thoroughly uncomfortable by you? Oh, I am very sorry for you."

Lady Thesiger got up as she spoke; she kissed me, squeezed my hand, and said, "Oh child, what a goose you are!" and left the room.

The Duchess followed more slowly.

"I don't forget, my child," she said, "that I am your godmother, that I loved your dear father, that I love your mother, that I also love you. Do not be wilful, Westenra; give up this mad scheme. There are surely other ways open to you in this moment of misfortune. Above all things, try not to forget that you are your father's daughter."